Robert J. McKenna, ChFC;
RJM Associates,
Registered Investment Advisor

Home> FAQ

Frequently Asked Questions

(More questions and answers coming soon.)

Why should I pay someone to pick Mutual Funds for me? Aren't they already diversified and grouped into certain themes?

Explain fees vs commissions; and the different fee types. I see articles in national magazines and papers but I'm still uncertain what the discussion is about.

I work at Albany Medical Center and see you've helped a number of people here. What specifically can you do for me?

What's the difference between a 401k, a 403b, and an IRA?

A 401k is a retirement plan used by companies; a 403b is one used by not-for-profit organizations; and an IRA is one used by individuals. All of them offer pre-tax savings and tax-deferred growth until you retire, at which time your tax rate will likely be lower.

Does this answer your questions? If not, please give me a call. Now, it's time to Get Started. See the next page to learn how.