Helpful Shortcuts

What Are Your Goals?

• Retirement?
• Kids' College?
• Better Home?
• Estate Planning and Gifting?

If you wait until these events are nearly apon you, you may have to settle for less. Why settle? If you plan now, you will have the resources you need to see your dreams come true.

So, whether you are 30, 40, 50 or in your 60's, give me a call at (518) 935-2575 and let's talk about what your options are.

Services

Investment planning is a team process.

Investment management cannot be condensed into a single meeting; it is a process of communication and collaboration requiring many meetings over the first year.

Here are three possible ways
to work together:
1. Your first consultation is free.

2. Planning can be introduced with a "financial tune-up" for a flat fee. This one-time review will focus for three hours on your three biggest concerns.

3. For those with substantial accounts, this may lead to on-going investment management and integration of all the financial areas in your life including:

• Portfolio creation and management
• Tax planning and preparation
• Will and estate planning
• Insurance
• College funding
• Retirement planning.

We’ll develop a comprehensive plan that steadily moves you toward your goals. This planning process often covers the entire first year of working together. A 1% fee on managed investment assets allows you to call or visit any time to consult at no additional charge.

Tax, insurance and legal services are provided in association with local professionals, or with your current advisors.

Let's talk, and see which services would be best for you. For more information about my credentials, please read About Me.

Free First Consultation

Unsure of how to get started? If you have an investment portfolio of at least $100,000, just click here to contact me or give me a call at (518) 935-2575 and we can meet for an initial review at no cost to you.

Take Control of Your Investments

Here's a sample mix:

Do you want
growth, safety,
diversity,
socially-
responsible
funds or an
overall
balance?

There is always a balance between return and risk.
I can help you decide what will best meet your goals. Based on your needs, we will:

• Decide on your goals
• Build a portfolio

Once we have the best solution, you will receive regular feedback on the performance of your portfolio and we’ll make adjustments to take advantage of changing market conditions.